Advisor Info
If you are a trusted advisor of a senior homeowner who is age 62 or older, there are several things you should know about reverse mortgages and how they can help seniors live more comfortably and securely.

• A safe, proven choice.
  A HECM reverse mortgage is a government-protected financial tool that has helped over 150,000 seniors enjoy better lives. Many safeguards are built into the program to protect seniors from predatory lending practices.
  
• The best of both worlds.
  A reverse mortgage can be the right choice for senior homeowners who need additional income without having to sell their homes to raise cash. With a reverse mortgage, the homeowner can get a monthly payment, a line of credit or a lump sum distribution without having to move or give up title to the home.
  
• Ideal liquidity tool.
  A reverse mortgage is an ideal way to create liquidity from a real estate asset. This liquidity can enable seniors to pay bills, make home repairs, retire an existing mortgage, or to purchase such health-related services as long-term care insurance.
  
• Tax-free* money.
  Since a reverse mortgage taps into existing home equity, the proceeds are not taxed as income.